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Cybersecurity Essentials for Business Owners



Today’s business owners are responsible for classical business management skills and cybersecurity measures. There is a dangerous world outside full of cyber-attacks and other cyber-related risks. To pace up with the new business requirements and protect the company from real threats, business managers started to adopt several cybersecurity solutions.

To protect the company’s digital assets from rising cyber crimes, companies have many options. However, not each solution is adequate to provide total security. A proper protection method should include network, application, data, human, and cloud security. If one of them is deficient, it is impossible to provide total security. You should consider cybersecurity from a holistic point of view. Both external and internal threats should be your priority. Moreover, you must be sure about your device and endpoint security. If your devices are not secure enough to enable your employees or clients to access resources without compromising their security, it means that you fail cybersecurity.

Now, many businesses use different platforms and applications that facilitate their daily tasks. To pursue this system, they need to create user accounts and give some authorization to specific employees. When employees are entitled to access company resources, they put resource security on the line. On the other hand, there is no question of the requirement of resource access in a company. So, there is no other option for companies to embrace access management and access security measurements. Here, we will introduce cybersecurity 101 essentials and give you an idea of how to protect your business.

How to Decide on an Optimal Security Model for Your Business


When managers decide on which security solution to adopt, they should consider different parameters. First of all, they need to determine their budget in a realistic way. Although some security solutions can be really effective, they might be expensive at times and not all enterprises afford them. After deciding on how the amount of money that your company can allocate to cybersecurity solutions, you can start to look for options.


The next step can be planning. The planning step consists of different components. Your business field, employee number, budget, the type of data that your company process and the client portfolio that you have can be the main concerns at first. Some cybersecurity solutions focus on specific protection so it is vital to know what to protect. To increase efficiency, you can decide on a solution type that is perfectly compatible with your aim.

Type of Business & Data

The type of data that your company process is another important step of your cybersecurity journey. Due to the increasing number of data leakage cases, data protection come into prominence more than ever. If your company process vulnerable data so much and there are plenty of legal liabilities that you should be compliant with, data protection doubled its importance. You can benefit from simple inventory implementations and see what kind of data you process. By doing so, you can get an idea about the potential risks and weak points of your business. Finally, it is hard to control employees in large-scale businesses so cybersecurity measures are highly recommended to companies that can not monitor or audit employee behaviors properly.

Main Pillars of Cybersecurity in Businesses

● Ensuring Remote Work Security

Speaking of cybersecurity essentials for businesses, we should draw attention to remote or hybrid work models. These are the new reality of business life and do not seem to go anywhere. More and more businesses started to migrate to remote work models and the number of remote employees is increasing at an incredible velocity day by day. Besides the plenty of benefits, it brings extra cybersecurity concerns and it is impossible to provide business security without considering remote work cybersecurity. The good news is, there are several ways to safeguard remote work.

It is possible to eliminate most of the threats by implementing proper security measures. VPNs are one of them with common uses from devices to the cloud. VPN creates a virtual tunnel and encrypts the data that passes through the tunnel. Thus, the data can be protected, and even if it is captured, a cyber criminals can not use it for their malicious aims because they can not decipher the data. Moreover, there are several types of VPNs available such as Cloud VPNs, remote access VPNs, and mobile VPNs. Thanks to their specified features, they can be used in many ways. Consequently, remote work safety supported with VPN solutions is really essential for businesses today.

● Taking Action Against Internal Threats

Although there is a common belief that damages can only come from outside and internal users can not put company security into line, internal threats are one of the prior causes of cyber threats. So, it is vital to protect your company against internal risks. The best way is to control identities and access authorizations. The IAM ( Identity and Access Management) is a great way to monitor, control, and audit user identities and their access privileges. Due to its usefulness, IAM is on the rise since 2012 according to statistics.

As the name suggests, Identity and Access Management mainly focus on credential authentication in different ways and access requirements to the portals. When companies provide efficient user credential control and succeed in resource access management; they make progress in cybersecurity in general. Because many of the data leakage and cyber attack is rooted in internal negligences and lack of knowledge on access authorizations.

● Data Protection

As a cyber-protected company, you should have strict and well-designed data security policies. Always keep in your mind that your prior threat is data leakage in such a data-based world. When resting or transferring, your data should be encrypted to avoid a disaster after a data leakage. Encryption enables companies to recover their damage because encrypted data can not be sold and used for malicious aims.

Furthermore, you should give importance to data backup. Even if a data breach occurs in your company, you can bring back your high-value data. Thus, you do not lose your clients, valuable information, and other important company assets.

Last Words

Cybersecurity essentials are not restricted to the ones above. However, these are the main concerns of almost every company. By considering the requirements and the realities of your business, you can adopt a proper security model. Note that the cybersecurity solution that you choose should protect your employees, data, applications, devices, and Cloud systems at the same time.

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Understanding the Theta Token and Its Value Proposition




The Theta Token is a cryptocurrency that has been gaining significant attention in recent years. As the world becomes more digital, the need for a decentralized system that can handle large amounts of data and video content is becoming increasingly important.

Theta Token is aiming to provide a solution to this problem. You can also carry out trading via exchange platforms. An excellent example of a reliable platform is

What is Theta Token?

Theta Token is a cryptocurrency that operates on the Theta blockchain. The Theta blockchain is designed to handle video content, making it an ideal platform for streaming and sharing video content. Theta Token was created as a way to incentivize users to share their excess bandwidth and computing resources with others on the network.

Theta Token is different from other cryptocurrencies in that it is specifically designed for the streaming and sharing of video content. This makes it an ideal platform for content creators, as it allows them to share their content without having to worry about the high costs associated with traditional video hosting services.

What is the Value Proposition of Theta Token?

The value proposition of Theta Token lies in its ability to provide a decentralized solution to the problems associated with video content sharing. By incentivizing users to share their excess bandwidth and computing resources, Theta Token is able to provide a more cost-effective solution to traditional video hosting services.

Theta Token also has a number of other features that make it an attractive platform for content creators. For example, Theta Token allows for micropayments to be made to content creators, meaning that they can be rewarded for their content in real-time. This is particularly important for content creators who rely on their content for income.

Another key feature of Theta Token is its ability to provide a better user experience for viewers. By utilizing a decentralized network, Theta Token is able to provide faster and more reliable streaming for viewers, without the need for buffering or other interruptions.

How Does Theta Token Work?

Theta Token works by utilizing a decentralized network of nodes. These nodes are operated by users who have excess bandwidth and computing resources that they are willing to share with others on the network.

When a user wants to access video content on the Theta network, they send a request to the nearest node. The node then retrieves the video content from other nodes on the network and streams it to the user. The user is then rewarded with Theta Tokens for sharing their excess bandwidth and computing resources with the network.

In addition to the streaming of video content, Theta Token can also be used for other purposes, such as the creation of smart contracts and the storage of data.


Theta Token is a cryptocurrency that has been specifically designed for the streaming and sharing of video content. Its value proposition lies in its ability to provide a decentralized solution to the problems associated with traditional video hosting services. By incentivizing users to share their excess bandwidth and computing resources, Theta Token is able to provide a more cost-effective solution for content creators and a better user experience for viewers.

As the world becomes increasingly digital, the demand for decentralized solutions to problems such as video content sharing is only going to increase. Theta Token is well-positioned to meet this demand, and its value proposition is likely to continue to grow in the years to come.

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Simple Ways to Save for Your Future




People are often so focused on their current situation that they do not pay enough attention to saving for the future. It is important to keep one eye on the future and find ways to save money over time, but what are the best ways to do this? There are a few simple ways to save for your future that could make a big difference to your life down the line.

Creating Savings

One of the best ways to build wealth for the future is with a fixed-rate bond. Essentially, this is a savings account that will hold your money for a pre-determined period of time. You will get a fixed interest rate and this is generally higher than what you would get in an easy-access savings account. Provided that you are happy to put your money away for 1 year+, this can be a highly effective way to make money from your savings.


Investing can be a smart way to build your wealth over the long term. Of course, there is always risk with any kind of investment, but there are some investments that are considered safer than others. It is important to educate yourself before making any kind of investment and to only invest money that you do not need access to in the short term. An index fund is a good option for beginners and most experts agree that these are smart for long-term investors.

Take Control of Your Spending

You certainly want to find ways to make more money, but you also need to address your spending. You should go through all of your regular expenses and find ways to make savings whether this is shopping at a cheaper supermarket, cutting back on a luxury item or switching providers. This will then give you more money to save and make more money from.

Differentiate Between “Want” and “Need”

We want many things in our lives. But all those are not necessary. Therefore, you should differentiate between want and need. You should follow a strict restriction on your spending, especially when something does not match with your financial goals.

Make a Plan with Your Partner

If you live with someone or are married to someone, then you have to communicate with your partner and together you should prepare a plan for household finances. Both you need to discuss your desires and decide on where to prioritize.

Don’t Ignore Your Pension

It is also important to consider your pension and the earlier that you do this the better. The money that you put into the pension now will compound and grow over a long time period, so you want to contribute as much as you can without making a difficult financial situation for yourself.

Review Your Spending

We actually don’t realize how much we spend every month and where we spend our money unless we review our spending. Therefore, reviewing your spending is a great idea to clear understand where you can cut your expenses and how you can improve your saving.

Consider Your Children

You can also teach your children to save money for future. Your children will learn from you that they need to wait to purchase something that they want. You should also help children to recognize particular ways to save money and make wise choices. 

These are some of the best and simplest ways to save for the future. It is always important to plan financially for the future and the earlier that you start doing this the better so that your money can grow and compound over time. However, you should also enjoy life besides preparing a plan to save money for future.

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Don’t Invest Your Emergency Fund… Unless




Getting the most out of your emergency fund is hard these days. The average savings rate isn’t keeping pace with inflation, which means your money is losing value the longer it sits in a basic account. All that lost earning potential can make you break one of the most important rules of emergency funds: don’t invest.

As a general rule, you should never invest your emergency fund. Investments can tie up money that’s supposed to be available at the drop of a hat. These delays can complicate an already difficult financial situation if you can’t access your cash for urgent repairs or expenses.

But as the saying goes, all rules are meant to be broken. There might be times when investing some of your emergency fund can strengthen your financial health. How much you have sitting in your savings is an important distinction that can help you decide whether investments are right for you.

How Much Should You Save in Your Emergency Fund?

Financial advisors recommend saving three to six months of living expenses in your emergency fund.

If you aren’t quite there yet, your emergency fund may fall short of what you need. In an emergency, online loans can help pick up the slack.

Online loans provide quick and convenient applications, so you don’t waste any time wondering if you qualify. If approved, a financial institution like MoneyKey can deposit your funds directly into the account of your choice. This way, your online loan is just as accessible as savings would be, making them a fast-acting solution in an emergency.

Why You Shouldn’t Invest Your Emergency Fund

If you rely on online loans, or you’re still working towards saving up three to six months of expenses, investing your emergency fund is a bad idea. It could delay how quickly you get your hands on your cash, and your fund could even lose value.

1. Timing

Your savings should be easy to access at any time. After all, an emergency can crash-land in your life without any warning — morning, noon, or night.

Most basic savings accounts allow you to transfer your savings whenever you want online, with very short processing times.

Investments are different. Depending on how you invested your money, you might have locked your money into a specific term. Withdrawing before its maturity date is possible, but it can take time to cut through the bureaucratic red tape.

2. Penalties

Paperwork isn’t the only headache of withdrawing from your investments early. You may also face steepcash penalties. You’ll also have to factor in how this withdrawal affects taxes.

3. Lost Value

You can’t predict when you’ll deal with an emergency or the eventual expense that comes with it. That means you can’t strategically time your withdrawal to maximize their value. Your funds may not even retain their original value if you’re forced to withdraw when your stocks take a nosedive.

When Can You Invest Your Emergency Savings?

Let’s say you’ve finally reached your goal of six months. Congratulations! Only roughly27% of American households can boast this achievement.

At this point, do you put a stop to your emergency savings? No, but how you save them should change.

Top up this account any time you use it, but don’t over contribute beyond three or six months. Rather than exceeding your goal in a basic account, you should funnel the excess into investments.

This way, you have the best of both worlds. One, you’ll keep the liquidity of a fully stocked emergency fund with a basic account. And two, you’ll start to maximize your earnings potential through tax-advantaged investments that promise a higher return rate.

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